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Go Back   FZ1OA Message Board > FZ1 & Fazer Owners Association > "Off Topic" Discussion

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Old 05-28-2019, 10:14 AM   #1
82packer
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Home makeover due to fire

May 5th we returned from a trip to Indiana to see our new Rottweiler puppy. When we got in our house it was full of soot and couldn't hardly breath. Sent our youngest daughter Madi to her sisters house and proceeded to air out the house. I tried cleaning the carpets and was obviously not working. We called a guy from Serv-Pro. Said they could check it out next day but get insurance company a call first thing next morning. My wife and I were seating on the porch deciding what to do for the night when she saw smoke. I went looking for what was on fire. The basement wasn't to bad, looked upstairs and couldn't see more then a few feet and smoke alarm was going off. The first fireman was running up the driveway before main floor fire alarm went off. He verified the fire and went through both his extinguishers. Couldn't believe how professional our local volunteer fire department was. We were given the go-ahead this past Friday to start gutting the house. Wish I could be heading to the rally next week but going to be a little busy.
1. Madi starting to tear down wall in her room. Time for a makeover since she is now 14 yo.
2. She says this smoke damage reminds her of our standard poodle we had.
3. See every item on her headboard.
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Old 05-28-2019, 10:17 AM   #2
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Few pics of work done past couple days.
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Old 05-28-2019, 10:22 AM   #3
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Anyone who doesn't have a good safe..... Get one. Both of our safes we within 3 feet of the worst part of the fire and made it while vinyl window frames 15 feet away melted.
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Old 05-28-2019, 10:25 AM   #4
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Was it an electrical ignited fire?
Dryer and self caused(candles, smoking etc.) are common but not when nobody's home.
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Old 05-28-2019, 10:31 AM   #5
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Looks likeit started when leaves caught fire in the +110 yo chimney (not wood we use fuel oil). Had issue with debris 4-5 years ago. Here are pictures I put on Facebook years ago. Back then I questioned what kind of dumbass puts two 45° and two 90° in a chimney. Know I wonder why I didn't check it more often.
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Old 05-28-2019, 11:04 AM   #6
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Wow! Glad it wasn't worse. Good luck with the rebuild. Can't believe Madi's 14!
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Old 05-28-2019, 11:22 AM   #7
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What sparked the leaves?
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Old 05-28-2019, 11:25 AM   #8
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She is growing up so fast. Made it through all 3 years of middle school with all A's. Plays acoustic, electric and bass guitars, drums and piano. Daily she talks about college, last check it was John Hopkins, Michigan or Notre Dame (so much for retiring LOL).
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Old 05-28-2019, 11:31 AM   #9
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Quote:
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What sparked the leaves?
I'm not sure heat maybe. Don't know if it got as bad as pictures from years ago or if I never got it all out. There were alot of bricks missing right where debris pics were??? Not sure exactly. They said us opening windows probably got it going more.
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Old 05-28-2019, 12:45 PM   #10
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My father owns a chimney sweep/rebuild business. You would be surprised how many times this happens. Repointing that chimney and a good cap would have saved you a lot of heartache. Glad everyone is safe. .
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Old 05-28-2019, 01:13 PM   #11
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Sorry for your devastating experience. You're some ways along on the clean up. Are you going to act as your own insurance adjuster on the claim?
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Old 05-29-2019, 03:24 AM   #12
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Sorry for your devastating experience. You're some ways along on the clean up. Are you going to act as your own insurance adjuster on the claim?
My insurance (Auto Owners) has been taking care of everything. Been good so far. Have a fire restoration company doing most of the rebuild. They said more I help out the more they can work with us on changes. We are looking at a more open floor plan. This old farm house is like a mouse maze.
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Old 06-05-2019, 01:56 PM   #13
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Wow - missed this thread. Hope you're still in good spirits, and the insurance co is putting you up in a hotel / someplace where you can breathe

Do you have full replacement or just a cap on restoration?
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Old 06-08-2019, 07:44 PM   #14
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Damn Kevin, glad the family is OK. Madi memories create smiles here.
Looks like a cool old house, update stuff with the insurance companies financing and watch those restoration contractors. Pics and docs with notes, been there.

I hope you won't be displaced for long, good luck and patience sent your way.
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Old 11-30-2019, 12:08 PM   #15
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We are finally making progress. Electrical done new windows in and heat. Drywall is going up. All the kitchen cabinets arrived last week and will be installed sometime mid December. Temporary fix to roof and siding will have to wait until spring. Took about 5 months to get money from insurance company. We had to hire a fire claims company to represent us, 10% of everything but they know the lingo. Things may have gone better if our claims representative hadn't gotten fired (all we were told is caught with her hands in the cookie jar). I can't wait to dive into the finish work.
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Old 11-30-2019, 07:40 PM   #16
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What insurance company do you have (that took all this time to your claim processed)?
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Old 11-30-2019, 08:52 PM   #17
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Damn, sorry to hear this and I hope it all works out as smoothly as possible. Some friends lost everything in the Paradise fire out here. They had just moved there and got wiped out. Tough stuff.
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Old 12-01-2019, 06:29 AM   #18
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Quote:
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What insurance company do you have (that took all this time to your claim processed)?
We have Auto 0wners. The company has been great since we got the new claims rep.
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Old 12-03-2019, 05:09 PM   #19
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Progress is good Kevin, that temporary roof fix won't leak will it ? Are youse guys living there ?

Watch 'em like a hawk, take progress pictures. Hopefully things go faster than expected and this will all be history.
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